How to apply and obtain HSBC Bank Debit/Credit cards in London?

List of HSBC Bank Debit/Credit Card

  • Balance Transfer Credit Card
  • Purchase Plus Credit Card
  • Rewards Credit Card
  • Classic Credit Card
  • Premier Credit Card
  • Premier World Elite Mastercard
  • Student Credit Card

Minimum salary to apply credit card

HSBC requires a minimum income of at least £6,800 a year to apply for one of its credit cards

Benefits and Features for Balance Transfer Credit Card

  • Enjoy 33 months interest free period for balance transfers (2.7% fee, min £5)
  • Interest-free balance transfers
  • Interest-free purchases
  • 0% interest on purchases for 3 months
  • No annual fee for the Balance Transfer Credit Card.
  • Offers and discounts Save on shopping, eating out, travel, family days
  • Enjoy 24/7 worldwide assistance
  • Purchase protection
  • Standard features
  • Use your credit card abroad
  • HSBC credit cards are contactless and can be used with Apple Pay, Google Pay or Samsung Pay.
  • No-fuss card management

Use online banking or the HSBC Mobile Banking app

Eligibility to apply

  • Above or over 18
  • A UK resident
  • Annual income or pension before tax of £6,800 or more
  • Do not hold an HSBC Basic Bank Account

Representative example

  • Purchase rate 21.9% p.a. (variable)
  • Representative 21.9% APR (variable)
  • Based on an assumed credit limit of £1,200

Fees for credit card

There is no annual fees for Balance transfer credit card

Apply here

Benefits and Features for Purchase Plus Credit Card

  • 23 months interest free on purchases and balance transfers (2.9% fee, min £5).
  • Cost of spending with  longest interest-free period on purchases.
  • Balance transfers need to be done in the first 60 days to get 23 months at 0% interest.2.9% fee applies per balance transferred, minimum £5.
  • Interest-free purchases
  • 0% interest on purchases for 3 months
  • No annual fee for the Balance Transfer Credit Card.
  • Offers and discounts Save on shopping, eating out, travel, family days
  • Enjoy 24/7 worldwide assistance
  • Purchase protection

Representative example

  • Purchase rate: 22.9% p.a. (variable)
  • Representative: 22.9% APR (variable)
  • Based on an assumed credit limit of £1,200

Fees for credit card

There is no annual fees for Purchase Plus credit card

Apply here

Benefits and Features for Rewards Credit Card

  • Credit card that rewards. Collect reward points, then use the Mastercard Pay with Rewards app to put your points towards purchases.
  • Balance transfers need to be done in the first 60 days to get 6 months at 0% interest. A 2% fee applies per balance transferred, minimum £5.
  • 0% interest on purchases for 3 months
  • No annual fee for the Balance Transfer Credit Card.
  • Offers and discounts Save on shopping, eating out, travel, family daysEnjoy 24/7 worldwide assistance
  • Get 2,500 welcome points worth £25 when you make your first transaction on your card.

Eligibility to apply

  • Above or over 18
  • A UK resident
  • Annual income or pension before tax of £6,800 or more
  • Do not hold an HSBC Basic Bank Account

Representative example

  • Purchase rate 21.9% p.a. (variable)
  • Representative 21.9% APR (variable)
  • Based on an assumed credit limit of £1,200

Apply here

Benefits and Features for Classic Credit Card

  • Improve credit rating, this credit card could be the one
  • The Classic Credit Card could provide up to £1,000 credit, depending on your situation.
    credit score could be harmed if don’t make payments on time
  • No annual fee for the Balance Transfer Credit Card.
  • Offers and discounts Save on shopping, eating out, travel, family daysEnjoy 24/7 worldwide assistance
  • Get 2,500 welcome points worth £25 when you make your first transaction on your card.

Eligibility to apply

  • Above or over 18
  • A UK resident
  • Annual income or pension before tax of £6,800 or more
  • Do not hold an HSBC Basic Bank Account

Representative example

  • Purchase rate: 29.9% p.a. (variable)
  • Representative: 29.9% APR (variable)
  • Based on an assumed credit limit of £1,000

Apply here

Benefits and Feature for Premier Credit Card

  • Travel benefits and reward points – plus 9 months interest free on purchases and 18 months interest free on balance transfers (1.4% fee, min £5).
  • No annual fee for the Balance Transfer Credit Card.
  • Offers and discounts Save on shopping, eating out, travel, family daysEnjoy 24/7 worldwide assistance
  • Earn 1 point for every £1 you spend in sterling11 view footnote 1, and 2 points for every £1 spent in non-sterling currencies
  • A 1.4% fee applies for each balance transferred, minimum £5.

Representative example

  • Purchase rate: 18.9% p.a. (variable)
  • Representative: 18.9% APR (variable)
  • Based on an assumed credit limit of £1,200

Eligibility to apply

  • Above or over 18
  • A UK resident
  • Annual income or pension before tax of £6,800 or more
  • Do not hold an HSBC Basic Bank Account

Apply here

Benefits and Feature Premier World Elite Mastercard

  • Receive 40,000 reward points when you spend11 view footnote 1 £2,000 on your card in the first 90 days of card membership.
  • Spend £12,000 or more on your card within your first 12 months of membership to receive a further 40,000 reward points at the anniversary22
  • For every £1 of eligible spend11 view footnote earn 2 reward points if it’s in sterling33 view footnote 3 currency, or 4 reward points
  • Offers and discounts Save on shopping, eating out, travel, family daysEnjoy 24/7 worldwide assistance
  • Get access to more than 750 airport lounges worldwide with LoungeKey

Representative example

  • Purchase rate: 18.9% p.a. (variable)
  • Representative: 59.3% APR (variable)
  • Based on an assumed credit limit of £1,200
  • Annual fee: £195

Eligibility to apply

  • Above or over 18
  • A UK resident
  • Annual income or pension before tax of £6,800 or more
  • Do not hold an HSBC Basic Bank Accoun

Apply here

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