How to apply and obtain The Royal Bank Of Scotland Debit/Credit cards in London?

List of Banks in London, UK

Types of Credit card in The Royal Bank of Scotland 

  • Purchase & Balance Transfer card
  • Balance Transfer credit card
  • The Royal Bank Credit Card
  • Reward credit card
  • Reward Black credit card

Terms and conditions

  • Not pay non-sterling transaction fees when you use your credit card abroad for purchases between 24 June 2022 at 00:00 (local time) and 2 September 2022 at 23:59 (local time) (“the promotional period”).
  • Purchases include goods and services but don’t include ATM withdrawals, refunded transactions, money transfers, cash advances, electronic money cards, foreign currency, and gambling transactions.
  • Not be eligible for this offer if your account goes overlimit or  do not pay the minimum monthly repayments when due.
  • After the promotional period has ended, the non-sterling transaction fee of 2.75% will be charged on any purchases made abroad with your credit card.
  • The Royal Bank of Scotland plc reserves the right to alter, amend or remove this offer without prior notice.

Eligibility

  • UK resident
  • Aged 18+
  • Earning at least £10K per year
  • Check Eligibility here

Purchase & Balance Transfer card

Features and Benefits:

  • 0% for 22 months from account opening on balance transfers made within the first 3 months, after which standard rates apply
  • No fees to transfer a balance to this credit card
  • 0% on purchases for 3 months from account opening, thereafter standard rates apply
  • No foreign transaction fees this summer, T&Cs apply

Representative example

  • Purchase rate 21.9% p.a. (variable)
  • Representative APR 21.9% (variable)
  • Assumed credit limit £1200

How to apply Purchase & Balance Transfer card

Apply here

Fees and Charges:

  • Annual fee £0
  • No fee to transfer a balance to this card
  • Late paying, charge fee of £12.

Balance Transfer credit card

Features and Benefits

  • 0% for 22 months from account opening on balance transfers made within the first 3 months, after which standard rates apply
  • No fees to transfer a balance to this credit card
  • 0% on purchases for 3 months from account opening, thereafter standard rates apply
  • No foreign transaction fees this summer, T&Cs apply
  • Purchases made and paid off in full in the first 3 months of opening your account After the first 3 months, standard rates will apply

Representative example

  • Purchase rate 21.9% p.a. (variable)
  • Representative APR 21.9% (variable)
  • Assumed credit limit £1200

How to apply Balance Transfer credit card

 Apply here

Fees and Charges:

  • Annual fee £0
  • No fee to transfer a balance to this card
  • Late paying, charge fee of £12.

The Royal Bank Credit Card

Features and Benefits 

  • Good for – saving money on your holidays
  • No foreign transaction fees on purchases
  • Low interest rates
  • No annual fee
  • Low rates on purchases and balance transfers
  • No balance transfer fees

Representative example

  • Purchase rate 12.9% p.a. (variable)
  • Representative APR 12.9% (variable)
  • Assumed credit limit £1200

How to Apply The Royal Bank Credit Card

Apply here

Fees and Charges:

  • Annual fee £0
  • No fee to transfer a balance to this card
  • Late paying, charge fee of £12.

Reward credit card

Features and Benefits 

  • Good for – Rewards when you’re shopping
  • Earn 1% back in Rewards on supermarket spend (0.25% at their petrol stations and everywhere else)
  • Get between 1-15% back at selected MyRewards retailers
  • Annual fee refunded if you have a Reward current account
  • No foreign transaction fees this summer, T&Cs apply
  • 0.25% in Rewards for all your other spending, including at supermarket petrol stations already have a Reward current account, get the card’s annual fee refunded
  • Rated 5 Stars for ‘Reward credit card’ in 2021 by Moneyfacts

Representative example

  • Purchase rate 21.9% p.a. (variable)
  • Representative APR 26.8% (variable)
  • Assumed credit limit £1200

How to apply Reward credit card

Apply here

Fees and Charges:

  • £24 Or £0 if you have a Reward current account.
  • No fee to transfer a balance to this card
  • Late paying, charge fee of £12.

Reward Black credit card

Features and Benefits 

  • Good for – Rewards at home and abroad
  • No foreign transaction fees on purchases
  • 1% back in Rewards on supermarket spend (0.5% at their petrol stations and everywhere else)
  • Annual fee refunded if you have a Reward Black current account
  • Get 1-15% back in Rewards at selected retailers and 0.5% everywhere else
  • won’t pay an annual fee if you have a Reward Black current account
  • Reward Black customer, calls will be prioritised help all year round

Representative example

  • Purchase rate 21.9% p.a. (variable)
  • Representative APR 40.7% (variable)
  • Assumed credit limit £1200

How to apply Reward Black Credit card

Apply here

Fees and Charges:

  • £84 Or £0 Reward Black current account.

Business Debit card benefits

  • Cash withdrawals
  • Withdraw up to £1,500 per day from UK cash machines.
  • Withdraw up to £500 per day at Post Office counters.
  • Standard Business Debit cards come with contactless technology, allowing you to make a secure payment in less than a second.
  • Buy anything up to a value of £100 by touching your card on a reader, the contactless symbol.
  • All your payments, including contactless, are processed using the same payment technology we use to process chip and PIN payments.

Eligibility

  • UK resident
  • Aged 18+
  • Earning at least £10K per year
  • Check Eligibility here

How to apply Debit card with The Royal Bank of Scotland

Apply here

List of Banks in London

Click the above link to view the list of Banks in London address, phone, email, working hours, website, direction and more.

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